YC Teen's Advice from Teens Like You

In Money Matters for Teens, young writers discuss their financial fears and the strategies they've learned to help them spend their money wisely, save for the future, and pay for college. The gap between the richest and the poorest Americans has been growing for decades, and experts predict it will continue to widen. Young people bear the brunt of this inequality because it makes it harder to get a job and to pay for the college education you need to move up the ladder. Political changes could help close the gap, but in the meantime, teens can help prepare themselves for financial independence. In this book, teens write about learning to handle money wisely, to manage their own income, to pay for college, and how our larger economic system determines their financial standing. Essays include: • Equal Work, Unequal Pay • The Rags to Riches Myth • Job-Hopping to a Career • I Took a Scam Job • Job-Hunting Tips • A Guide to Drama-Free Banking • My Credit Card Gave Me False Security • We Don't Save It for a Rainy Day • How Am I Supposed to Pay for College? • Countdown to Independence • and more! Through these essays, teen readers-as well as their parents, teachers, and caregivers-will pick up new tricks to managing their money but will also be provided a much-needed glimpse into how the world looks to our younger generations.

In Peer Pressure for Teens, young writers show that it's possible to stand up to the pressure they may feel from friends and some family members to be "cool." Inspire teen and preteen readers to take responsibility for and make wiser decisions about their lives with the essays in this book-each written by a teenager. Within these pages, Jamel A. Salter, Fan Yi Mok, and Charlene George, and many others, describe how and why they chose to keep it real and fight back against the pressure they felt from friends to use drugs and alcohol; have sex too early; lie, cheat, and steal; and skip or act out in school. Essays include: • My Secret Love • Losing My Friends to Weed • Why Do So Many Teens Cheat? • Can't Afford to Follow • Hiding My Talent No More • Why I Speak My Mind • Sex Doesn't Make You a Man • My So-Called Friends • Making Me Dance • Peer Pressure Ended Our Relationship • I Want to Be Pretty and Popular • The Trouble with Being a Virgin • Thinking for Myself • and more! Through these essays, teen readers will pick up new ways to say no and advice that will help them stay true to themselves, while parents, teachers, and caregivers will be provided a much-needed glimpse into how the world looks to our younger generations.