Thinking About Investing

Using the principles, concepts, tools and methods explained in "Paycheck to Paycheck, Crisis to Crisis" you can "Plan Your Way to Freedom". The practical methods and real-life examples will show you how to turn your financial life around from living paycheck to paycheck and crisis to crisis to first having a cushion and finally enjoying freedom from financial stress. Borrowing from many perspectives of financial planning, Mel Clark tweaked them and developed his own unique views as he reinvented his financial life following divorce and bankruptcy.

Investing is a business you need to understand at some level in order to control your financial future—especially your retirement. Do you need to be an expert? No. The good news is you can succeed with a basic understanding and a small commitment of your time. There are a lot of investing strategies. A huge number of possible investments, brokerages, mutual fund companies, and investment advisors. These combine to make investing seem like a complex business. It seems overwhelming and intimidating. This booklet explains the main strategies people use to actually "Buy Low and Sell High".

Have you heard of "asset allocation" and wondered what financial magic was hidden behind the buzzwords? Are you looking for a simple investing system that's relatively safe? Knowing that there is no such thing as a "sure thing"? "What Is Asset Allocation" goes behind the magic and presents enough detail for you to understand what it is and how to do it without getting bogged down in math and financial "theory". Read this booklet and "go forth and multiply your money".