Money Matters

Before you spend money, learn how to be a smart shopper. Make a list of items you need. Buy them when they are on sale, and don't buy more than you need. Learn to spend wisely in this beginner book.

Money comes in many shapes and sizes beyond the green paper found in a cash register. Young students will learn the basics of cash, coins, checks, and even credit cards. Learn to master money in this title for young readers.

Buying things can be fun, but first you've got to earn them! Hard work and a good job will help you earn money. Discover the different ways to earn money in this title for responsible readers.

How many pennies go into a quarter? How many quarters make up a dollar? Math skills go a long way when trying to count money. Learn how math and money go together in this title for young counters.

Saving money is an important part of life and there are plenty of ways to do so. Sometimes saving money can even earn more money for you by collecting interest. Read about the benefits of saving your cash in this title for money-savvy students.

Budgeting is the cornerstone of financial literacy. This book shows teenagers how to create and manage a budget in order to control their money and achieve their life goals. This book from the Money Matters series explains why budgeting is important and how it leads to financial freedom. Teens will learn how to build a budget and explore different budgeting styles to find the one that fits them best. They will also discover how to use technology for budgeting and tracking, how to open a bank account, and how to carry their budgeting skills confidently into adulthood-from budgeting for college to using a budget to achieve long-term financial goals such as buying a home or saving for a car or vacation. "Mastering Money" sidebars provide important insights into budgeting, such as using a budget to help resist impulse buying. "Get Financially Fit" features provide top budgeting tips from financial experts. Each chapter recaps key information covered so far, so readers can reinforce their newly learned budgeting skills.

Having a job and paying taxes go hand-in-hand, and both are essential financial literacy tools. This book shows teenagers how to earn money and navigate the taxes they may have to pay. Learn why earning income as a teenager can be the start of a path to financial freedom. Teens will discover practical ways to make money and strategies for using it wisely, along with the basics of paying taxes. The foundational financial literacy tools covered in this book will empower readers to grow their earning potential and manage taxes confidently into adulthood.

Saving unlocks the door to big dreams and financial freedom! This empowering guide helps teens take charge of their money, set smart goals, and grow their savings with confidence. From building a solid savings plan to discovering the magic of compound interest, readers will learn how to make their money work for them. With tips on tracking progress, opening savings accounts, and reaching future milestones, this book turns saving into a powerful, goal-crushing habit teens can carry into adulthood.

Practice using ratios while engaged in reading this fiction story about a school newspaper threatened by budget cuts. Will the students be able to rally support and save the paper? Packed with factual information and high-interest content, this math book uses real-world examples of problem solving to build students' math and reading skills. Let's Explore Math sidebars feature math questions that challenge students to develop their math skills. A problem-solving section at the end of the book prompts students to reflect and apply what they've learned. Demystify math with this leveled book that makes learning math fun and accessible for kids ages 10-12 and appeals to reluctant readers.

Managing debt and credit is a vital part of financial literacy. This book teaches teenagers how to understand loans, navigate credit, and use these tools to their advantage. It breaks down how loans and credit work, explains their benefits when used wisely, and offers strategies for borrowing without falling into debt. Teens learn how to build smart credit habits and carry those skills confidently into adulthood.

Understanding the value of money makes good financial "cents!" Students will learn financial literacy through real-world examples including creating a budget, analyzing family finances, determining value, and saving for a large purchase. This high-interest math reader integrates math and literacy skills, combining informational text, problem-solving, and real-world connections to help students explore mathematics in a meaningful way. The DOK-leveled Math Talk section facilitates mathematical discourse and higher order thinking skills with questions that students can respond to at school or home. The captivating images, practice problems, and mathematical charts and diagrams help develop students' math and reading skills This full-color book includes text features such as a glossary, index, bold print, and a table of contents to increase understanding and build academic vocabulary. The extensive Problem Solving section and Let's Explore Math sidebars provide numerous opportunities for students to practice what they have learned. Students will make sense of dollars and cents with this informative grade 3 math reader!