We designed this book as a reference guide for professionals serving clients on a wide variety of individual financial issues. Although we elected to follow the comprehensive 78 topics tested on the CFP® Certification Examination, insurance and securities professionals have also found this reference guide to be extremely helpful in serving their clients. This book will help you stay up-to-date because it includes the 2012 key facts and figures you need to serve your clients. The topics covered in this guide include the following areas: • Financial Planning • Insurance Planning • Investment Planning • Income Tax Planning • Retirement Planning • Estate Planning • Interpersonal Communication • Professional Conduct and Fiduciary Responsibility While there is some overlap and repetition of material among the topics, this repetition is a result of the interrelated issues of comprehensive financial planning. We hope the concise but complete treatment of each topic will help save you valuable time in serving your clients.
