Fresh from backwoods Minnesota, actuarial student Ben Dutoit is ecstatic to land a job with Sydney Sutherland Family Insurance, one of the few companies that offers life insurance to people in the high-risk category. The fact that he gets to work in Gay Central, aka San Francisco, is just the icing on the rainbow-colored cake. Ben sets himself just three goals: be out and proud enough to participate in the Pride parade; seek out the company of like-minded souls in the clubs; and maybe, if he's lucky, fall in love. But the men Ben meets are everything he's not: suave, confident, sophisticated, and sexy. Unlike redneck Ben, they're blue bloods from blue states, born with status, wealth, and the responsibility that comes with the package. Ben's still wondering if red and blue can mix when he discovers what risk really means. The global economy tanks. The job he looked forward to is in jeopardy, and every dream Ben ever had is threatened, especially love, the biggest dream of all.
