The headline was dreadful from a consumer's perspective. Data from all Target stores had been criminally hacked, and essential information on forty million credit and debit cards was stolen in November and December of 2013. There are reports of angry consumers calling Target's customer service and demanding help. The merchant is the wrong place to call, just as it was pointless to call T. J. Maxx when the data contained on sixty million of their customer's cards were illegally obtained by criminal hackers.This easy-to-understand book is the fourth in the Identity Theft series. It is intended for the general, non-specialist reader, provides a set of overall strategies and specific actions you should take if you are the victim of identity theft.There are three appendices. The first appendix contains contact information for the Federal Trade Commission, the three major credit reporting agencies, many US banks, many consumer protection organizations, and a few of the more established companies that specialize in identity theft protection and recovery. The second appendix contains a checklist for protecting yourself from identity theft. Appendix three also contains a checklist; this one is used to aid you in recovering from identity theft if you are a victim.Ron Leach's lectures on identity theft have been attended by more than 3,500 people. Many more have heard him on closed-circuit television. This experience, and his long experience as a professor of computer science make him uniquely qualified to write this book, the fourth in AfterMath's Identity Theft Series. Ronald J. Leach recently retired as Professor and Chair Emeritus from the Department of Systems and Computer Science at Howard University, where he had taught since 1969. He received the B.S., M.S., and Ph.D. degrees from the University of Maryland at College Park and the M. S. degree in Computer Science from Johns Hopkins University. His research interests include distributed systems, performance modeling and capacity planning; and most areas of software engineering, especially software reuse, fault-tolerance, and software performance measurement and their empirical foundations. Some of his current work includes the application of computing to the social sciences, especially in the area of name matching within historical documents, using both his computer search skills and genealogical knowledge. He is a frequent member of ABET site visit teams. He is an experienced cruise ship lecturer, with special emphasis on identity theft and computer forensics. He also lectures to other groups.Ron Leach is the author of seven print books: "Using C in Software Design," Academic Press Professional,"Advanced Topics in UNIX," John Wiley; "Object-Oriented Design and Programming in C++," Academic Press Professional, Software Reuse: Methods, Models, and Costs," McGraw-Hill, "Introduction to Software Engineering," CRC Press, "Genealogy for the Information Age," Disruptive Publishing, and "Relative Genealogy," Disruptive Publishing. He has published two books on the subject of identity theft: "Twelve and a Half Steps to Avoid Identity Theft," as an ebook, and "Identity Theft in the Cyber Age," which is available as both an ebook and in print. Revised editions of many of these are available as ebooks.Dr. Leach has offered technical training and seminars on software reuse, reengineering, and testing on three continents. He has lectured on a variety of other topics between continents! He is also the author or co-author of more than one hundred technical papers. In his spare time, he is the co-Editor of the Maryland Genealogical Society Journal and is webmaster for its newly designed website.
