EBOOK
About
The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt - forever.
Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace?
Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected.
With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how. Acknowledgments
Introduction: Goodbye, Debt-Hello, Freedom!
CHAPTER 1
Who Put Canada Into Debt-and How You Can Get Yourself Out
CHAPTER 2
Debt Math: How Lenders Keep You Broke
CHAPTER 3
The Debt Free for Life Mindset
CHAPTER 4
If You're in a Hole, Stop Digging
CHAPTER 5
The DOLPR Method: How to Pay Down Your Debt in Record Time
CHAPTER 6
Negotiate Your Debt Down: How to Lower the Interest Rates on Your Credit Cards
CHAPTER 7
Your Credit Report and Score: What It Is, What It Means, and How to Fix It Fast
CHAPTER 8
Mortgage Debt: How to Protect Your Home and Pay Off Your Mortgage Early
CHAPTER 9
The Student Loan Diet: Nine Great Ways to Crush Your Student Debt and Sleep Well at Night
CHAPTER 10
Erase Your Debt with Three Simple Words: "Time-Barred Debt"
CHAPTER 11
How to Get Non-Profit Credit Counseling-and a Professional to Guide You Out of Debt
CHAPTER 12
Debt Settlement: Solution or Scam?
CHAPTER 13
How Bankruptcy Works, When to Use It, How Long It Will Take You to Recover
CHAPTER 14
Make It Automatic! The Automatic Millionaire 2.0
CHAPTER 15
Find the Money: 7 Simple Ways to Find Hundreds of Dollars (Maybe Thousands) in Less Than an Hour
A Final Word
Index.
Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace?
Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected.
With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how. Acknowledgments
Introduction: Goodbye, Debt-Hello, Freedom!
CHAPTER 1
Who Put Canada Into Debt-and How You Can Get Yourself Out
CHAPTER 2
Debt Math: How Lenders Keep You Broke
CHAPTER 3
The Debt Free for Life Mindset
CHAPTER 4
If You're in a Hole, Stop Digging
CHAPTER 5
The DOLPR Method: How to Pay Down Your Debt in Record Time
CHAPTER 6
Negotiate Your Debt Down: How to Lower the Interest Rates on Your Credit Cards
CHAPTER 7
Your Credit Report and Score: What It Is, What It Means, and How to Fix It Fast
CHAPTER 8
Mortgage Debt: How to Protect Your Home and Pay Off Your Mortgage Early
CHAPTER 9
The Student Loan Diet: Nine Great Ways to Crush Your Student Debt and Sleep Well at Night
CHAPTER 10
Erase Your Debt with Three Simple Words: "Time-Barred Debt"
CHAPTER 11
How to Get Non-Profit Credit Counseling-and a Professional to Guide You Out of Debt
CHAPTER 12
Debt Settlement: Solution or Scam?
CHAPTER 13
How Bankruptcy Works, When to Use It, How Long It Will Take You to Recover
CHAPTER 14
Make It Automatic! The Automatic Millionaire 2.0
CHAPTER 15
Find the Money: 7 Simple Ways to Find Hundreds of Dollars (Maybe Thousands) in Less Than an Hour
A Final Word
Index.