Lisa's first day at Pine Hollow Stables is a disaster. But when she ruins Veronica's plan to scare Stevie's horse, Lisa is befriended by Carole and Stevie and form the Saddle Club - vowing to remain horse crazy and promising to help others.
When Carole learns that the local thoroughbred breeder plans to send his injured horse, Prancer, to the slaughterhouse, the Saddle Club take desperate action to save the animal.
When the Pine Hollow Stables go on an overnight mountain trail, Veronica's attracted to Phil, the property owner's son - but he only has eyes for Stevie. Veronica arranges to "get lost" so that Phil will rescue her, but her make-believe comes true.
When Phil and his Pony Club come to Pine Hollow to participate in a mystery weekend to raise funds, they discover there is a real thief in their midst and the Saddle Club set out to catch the culprit.